Money Makes Money

As someone who studied finance I was hoping to enjoy this game but it is just ridiculously unrealistic and has way too much randomization built into it. There seems to be absolutely no control over random events and how you live your life. I randomly was married with a child and divorced by age 23 without any choice in the matter. Additionally there are random requirements for doing certain things that don't make sense. There were times that I could easily afford the costs of education out of pocket but was still forced to invest time into learning about student borrowing before furthering my education. What is the point in that if I'm not borrowing money. Another issue that I came across was the investment in real estate rental properties which not only consistently lost value over the span of 30-40 years (seriously?) but did not seem to contribute any rental income whatsoever. The biggest issue though is the expenditure scaling. By the time I was in my mid to late 70's I had hundreds of millions of dollars in investments and decided to try to hit a billion before age 90 when the game apparently ends. I was earning hundreds of millions in "medical benefits" per year, tens of millions in interest on bonds (30% interest, year after year, seriously?) and had about half a billion in crypto currency investments. You would think that I was set up for a life of luxury in my twilight years, you'd be wrong. By the mid 80's my expenditures were approaching a billion dollars a year with no way to control them. I have no idea what they were scaling off because even as I sold of massive amounts of my investments trying to fund the ridiculous "elderly care" bills the costs just kept spiraling upwards. By the time I hit about 85 I was unable to pay my bills and was bankrupt. This is absolute foolishness. You MIGHT enjoy messing around with this game a bit and to be honest I did get some enjoyment out of it but I absolutely cannot recommend this game. Do not think you are going to learn anything serious about life and financial matters from this that will carry over into the real world. This is not at all how personal finances work.

A good game, but the inability to control your lifestyle and expenditure is a problem.

For the price, it's a fun little time sink. One problem I've found is that maxing out an investment at 2147M will cause that investment to lock and go into the negative, making it impossible to use that money, as well as count against your net worth.

Neat game for the price. Never broke through 100 billion though, high score at 80.

Garbage. Unrealistic expenses increasing with income. Unrealistic random events makes it nearly impossible to develop any kind of strategy. Great idea on building a game to teach people about economics and the different forms of investing but horrible execution. Needs a lot of work.

Eh, I spent $3 on this game so I'm not that upset but it's pretty shallow and unbalanced. For some reason, as a 16 year old kid I'm allowed to take out $150k in real estate loans, which if you put into commercial real estate can quickly earn you an average growth of 36% with a 6% income. Once you lower insurance costs and income tax not even the worst economic conditions can touch you. Played the game for like 3 hours and hit over a quadrillion dollars, and that wasn't even fully maxing everything. It's not a completely terrible game but the dev doesn't seem to be interested in fixing things and you'll get tired of it really quickly.

This is a great game for demonstrating a lifetime of finance and money skills; and how time works to compound returns. Over the last three years I have owned it, I have come back to it regularly every six months for a few more scenarios, and games, to test, and to remind myself of what I had learned before. Yes, I have only 55 hours logged so far, but a game can be run in about an hour and a half, maybe faster. For the time involved this is a Class A coach; so much so that I have bought more than ten of my steam friends copies of the game since I first became aware of what it offers. Im a full time stock trader myself, 50+ years of age, with a paid for house and a history in business, but my friends list ranges from 16 years old to 60. Literally anyone can get something out of this one :D

I never recommend you to buy this game basically. Because the pattern of game is same. And, the debt arises automatically when you start the game. Investment has various risk surely, but please not to be arisen the debt automatically.

An interesting turn-based resource management sim. The concept is simple enough. Game of Life, make it to the end as successfully as possible, make sure you've got enough money to pay your taxes. Only issue is when you figure out the right path - School, university, Professional career track then Put everything into office based real estate, you should end up with about half a billion by the end of it, it loses a lot of playability. Still a good couple of hours fun for the price.