
Life & Debt: A Real Life Simulator is a 2D pixel art game that challenges players to manage their finances and maintain their cashflow while navigating the challenges of new home ownership. Players must also overcome a shopping addiction and make decisions about how to furnish their home.
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About
Life & Debt: A Real Life Simulator is a 2D pixel art simulation game that challenges players to manage their finances and maintain their cashflow while navigating the challenges of new home ownership after moving out of their parents' house. Players must also overcome a shopping addiction and make decisions about how to furnish their home. Will you be able to have everything you want or will you end up hoarding clocks and waterbottles?
Features On Full Release
Over 30 items to collect and horde.
Over 60+ different jobs!
Over 80+ Life Events that randomize the gameplay and force you to re-stratigize
Multiple difficulties!
An Original Soundtrack composed by Christoph Gray, the composer behind Knightfall
Live Development
Life & Debt was developed live on Twitch 3 mornings a week! Since day 1, it was modified due to changes and feedback of the community. Join the development stream!

Genres
Stats
All-time low is the lowest price we've recorded for this game since we started tracking it.
Languages: English, German, Dutch, Norwegian, French, Spanish - Spain
Engagement
Hours played at review time, across 30 reviews with recorded playtime.
Reviews
LifeAndDebt is a fun simulator where you must obtain all items in the shop and reach a debt of 0. It has random life events which will either benefit or damage your economical state. The creator has announced that more content is to be added. Watching him work on this project has been a lot of fun and I will continue to watch and give ideas, which he is really open to. The game can be quite hard so, if you're up for the challenge, go ahead! Would for sure recommend as you won't get bored whilst playing this. You might get irritated because things don't go your way but I'm guessing that's how life works ;p
This game would b great if only they didn't break something every time they fix something. The updates are far and few between and most of the breaks make it unplayable. So you are left waiting for a fix for half a year. And in the mean time you can't play. As of right now the stock market is broken. Scratch tickets are broken. Financeing items is broken. Don't buy until it becomes playable again.
The game is cute, and it's nice that it gets updates. But it's wildly inaccurate and was clearly made by someone with a negative outlook on life. There are a lot of really random and completely unavoidable debts you incur (like your mom sending you a $10,000 medical debt to pay?!) and it's nearly impossible to hold any job for more than a couple weeks. Additionally, the stock market in this game doesn't perform nearly as well as any realistic market. Overall, this is a game that really makes things seem harder than they are in real life.
One step forward, two steps back describes this game perfectly.It is the most frustrating game I've ever played,however I can see myself putting in many more hours.I've beaten it twice,the second time to get the achievment,so I say to all those masochists out there get on steam and buy it now. Update Finally beat it on hard.
Really enjoyed this. Begging the Life & Debt gods for a windfall so I can pay off the debt in time.
If real life wasn't already enough to keep you in a constant state of anxiety fueled by debt, and never ending life events that come at the most inopportune times, then hold on to your socks cause Life and Debt is here! It's a fun game, priced about the same as a good cup of coffee and blacker than the soul of the barista who served it to you. The developer did a great job on such a simple game and the updates over time have been good to see. LaD:ARLS is a good time waster and a funny comparison to the struggles of the daily grind. If you need to kill a few hours, this game's worth it.
Meh, Not bad, Not that fun. Save and exit does not work as lose all progress made. Irritated me as only went out for a smoke, came back to find i had to start all over again.
First of all I would like to thank the developer for fixing the game as I had purchased prior to the latest update. The game itself is what it says to be. It's a simulation game of "adulthood" the goal is to buy every piece of furniture (there are 35 pieces total) and pay down your dept. I love how you gain debt with quirky (yet somewhat believeable) scenarios. Such as, "Your car has been blasted by a meteor and insurance does not pay for ""acts of space""". Also, there are quirky scenarios when you gain money such as: You got "hurt" at work and received workers comp. This gives you $10,000 dollars and it may be strange and funny to admit that being hurt on the job was the best thing to happen in this game. One thing however, is about my little bundles of joy (the children) I know this is realistic but, no child that I know has spent $10-20 thousand dollars on credit card purchases a more realistic number would probably be $1,000. Last complaint, When i become a surgeon, I can only keep the job for a payday! I understand you are trying to make the game hard but, Could the job security thing be improved? All in all though, if you are looking for a funny, realistic, light-hearted, challenging game, look no further.
This game is so much fun to play! The life events keep the game interesting and it is difficult enough to keep you coming back again and again. Definitely worth a try!
[h1]Mein Review (GERMAN) zu: Life and Dept: A Real Life Simulator[/h1] [u]((WARNING UNPLAYABLE!))[/u] [b]Vorwort[/b] Ich werde das Review Objektiv machen, und werde versuchen alle vor und Nachteile aufzuzählen.[spoiler](Diesen Grundsatz zu behalten, war hier aber etwas schwer....)[/spoiler] [b]Vorgeschichte[/b] Ich hatte das Spiel auf YouTube gesehen, und dort sah es irgendwie interessant aus. Dort gab es auch keine nennenswerte Bugs. [b]Hauptteil[/b] Der Anfang vom Spiel läuft ganz normal, doch sobald ich die Grundbildung erwerben wollte ging es nicht obwohl ich all das nötige Geld hatte. Ich habe das Spiel gespeichert und neu geladen. Dann stellte ich erst mal fest das alle Aktien weg sind. Es wurden bei mir Aktien nie gespeichert. (Das war ein derber Verlust, ich hatte (relativ) viel investiert...). Dann widmete ich mich wieder der Bildung, dieses mal wurde das Geld abgezogen, doch hatte ich die Grundbildung nicht bekommen. Ich könnte sie mir, wenn ich genug Geld hätte immer wieder kaufen.... Ich lud das spiel noch mal. Und wieder das selbe Problem. Ich wandete mich an die [u]Community[/u], und sah das sie recht aktiv ist. Immer viele Antworten in den Beiträgen. In einem Post vor 3h haben 3-4 Leute geantwortet. Doch bei mir obwohl ich das Problem sachlich in 2 Sprachen ENGLISCH und DEUTSCH verfasst habe. Am 4.März.2020 (nun am 14.März.2020) hat mir immer noch keiner Geantwortet. Weder Entwickler, noch Community. Die Berufe um weiter zu kommen kann ich nicht annehmen, und obwohl ich es geschafft habe schuldenfrei zu sein, mittlerweile immer tiefer darin (Obwohl ich ausser 3 bilo zeugs gar nichts gekauft hatte). Jedenfalls ist es unspielbar für mich, und ich muss es leider zurück geben. [b]PROSETIVES[/b] -Schön anzusehen auf YouTube -Eine dem Steal entsprechende Grafik [b]NEGATIVES[/b] -Unspielbar durch Bugs (Nicht bei jedem) -Für 4,99€ defenitiv zu teuer!
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Trends
Modeled estimate over time, reconstructed from Steam's monthly review histogram.
Momentum
Pace estimated from the game's recent review growth (our daily snapshots) at its own sales-per-review ratio — a momentum signal, not booked sales.
Audience
Estimated from the language of this game's reviews — a proxy for where players are, not official Steam demographics.
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